Money Market Accounts
Earn a higher dividend rate on your savings at no risk, plus maintain the flexibility to access your money with a Money Market Account!
Many people use Money Market Accounts as a readily available emergency fund, a method of setting money aside for future investments, or a savings account for periodic expenses such as taxes, tuition, balloon payments, or insurance.
Open a Money Market Account Schedule an Appointment
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Illini Draft Money Market Account Rates
| Balance | APY | Dividend Rate |
|---|---|---|
| $0 - $2,499.00 | 0.20% | 0.20% |
| $2,500 - $24,999.99 | 0.40% | 0.40% |
| $25,000 and up | 0.75% | 0.75% |
More Saving = More Earning
Tiered dividends help you earn more money when you save more money! You only need $100 to open a Money Market Account and get started saving. You can make saving second nature by setting up direct deposit, payroll deduction, or automatic transfers to your Money Market Account.
Access Your Funds Easily
One of the unique benefits of a Money Market Account is that it gives you the flexibility to access your funds on a limited basis while still earning higher dividends. You can access your funds by check or electronic transfer.
Save with Confidence
U of I Community Credit Union’s Money Market Accounts are NCUA insured accounts that can be liquidated at any time without risk of loss or penalty. You get the benefit of competitive market rates without any risk of loss or decreased value, no matter what the market does!
Jumbo Money Market Account Rates
| Balance | APY | Dividend Rate |
|---|---|---|
| $0 - $49,999.99 | 0.40% | 0.40% |
| $50,000 and up* | 1.50% | 1.49% |
*Higher rate paid only on the portion of the balance above $50,000.
Investments & Retirement Planning
Take advantage of UICCU’s no-cost financial management services.
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*Higher rate paid only on the portion of the balance above $50,000.