Become a Member

Better Banking, Better Service.

Switch to a credit union that puts members first…Join for just $1.

✓Better Rates ✓Lower Fees ✓Local Service

Think you don’t qualify? Think again.

Anyone can apply to be a member! Join through your employer, home address, another member, or through the Community Involvement Fund.
Got banking fee drama? New to Central Illinois? Having a hard time getting a real human on the phone? You won’t find any of that here. Become a member when you open your account.

Why UICCU?

Your banking should work harder for you. As a credit union, UICCU is not-for-profit, and our success goes back to our members through better rates, lower fees, great technology, more locations, and more. Who wouldn’t want to be a member of a financial institution that puts their members needs above making a profit? That’s the UICCU difference.

At UICCU, we are service-oriented and passionate. We are innovative and determined. We #DoMoreGood every day.

Experience the difference:

Non-Profit

Lower Fees

Free Debt Check-ups

Better Credit Card Rewards

Lower Rates on Auto Loans

50,000+ Surcharge Free ATMs

Free Checking Options

Higher Returns on Savings

Personalized, Local Service

Over 65,000 members across Illinois.

#1 locally rated digital banking app

“Great service, low fees, friendly employees.”

(We haven’t even touched on our financial fitness classes and just overall great personality.)

So many benefits even the banks are jealous. Skip the fees, keep the service.

Ready to get started?

To apply online or in-branch, you’ll need the following:

Social Security Number
Driver’s License or Government ID
Current Home Address

Are you an international student? Check out our Access Checking & Savings accounts!

We’re so excited to have you join us!

Become A Member