0% APR* on Balance Transfers!
Get a Fresh Start this Year!
Did the holidays get the best of you? Making payments and the balance isn’t dropping? Just want to have one credit card bill every month? Simplify your finances with UICCU.
Now through June 30, 2020, transfer your credit card balances to your UICCU credit card and take advantage of 0% APR until January 2021.* When you consolidate your higher rate credit card balances you can save on interest and pay down your credit card balances faster! Plus UICCU credit cards have no annual fee and no foreign transaction fees.
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*Terms and conditions: APR = Annual Percentage Rate. The promotional APR for balance transfers processed from 1/1/20-6/30/20 for Platinum Visa, Illini Visa, and Illini Visa with Rewards cards is 0% until January 2021. The promotional balance transfer fee is 3% or $10, whichever is greater, for balance transfers processed during this promotional period. The standard APR for purchases, balance transfers processed after 6/30/20, and any unpaid promotional balance after January 2021 for Illini Visa with Rewards is 12.9%-17.9% based on your creditworthiness. If you are requesting UICCU to transfer outstanding credit card balances to your UICCU credit line (listed above), finance charges will accrue from the transaction date with no grace period. Allow at least two weeks for processing your requests(s). Continue to make monthly payments to each creditor until the balance transfer appears as a credit on that account. Transactions are subject to the account opening disclosure and your Credit Card Agreement. UICCU reserves the right to refuse any application. Balance Transfer promotion ends June 30, 2020.