Checking Accounts


Share the UICCU experience!  With a little help from your friends, you can score up to $300!*

Good Friends, Great Banking

You and your friends deserve a credit union that is local, convenient, and shares the same campus and community spirit as you do.

Ready to Earn Some Cash?

  1. Have an account with UICCU.  Open an account today if you don’t have one!
  2. Tell up to 6 friends about us and if they open a checking account… you get $50!*
    • If they open their account in branch – Have your friend tell the representative your name and phone number.
    • If they open their account online – Make sure they complete the “Refer-a-Friend” portion at the end of the application.
  3. Once your friend uses their debit card 10 times in 60 days… they get $50 too! 

Friends enjoying the outdoors

Earn Cash Back!

Prime Day Offer - Use Your Debit Card and Earn up to 25**

Use your UICCU debit card on $1500 worth of Amazon and Paypal purchases and get a $25 CREDIT!**

Stock up on everything you need during Prime Day and back-to-school shopping between July 1st – September 30th and get rewarded. Be sure to get your card today!

Need a Checking Account?

Apply Now

Account Options to Fit Your Lifestyle

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Illini PLUS Checking

Protect your finances and save money on everyday purchases with this benefit-packed account.

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Loyalty Checking

The more you use your account and UICCU products/services, the more this checking account rewards you.

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Student Check


Are you a student? This checking account is for you!

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Checking Services

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Overdraft Protection

Protect your checking account from accidental overdraft. The U of I Community Credit Union’s overdraft protection options save you money and embarrassment while also helping protect your credit record.

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Bank on the Go!

We make it easy to manage your account anytime, anywhere with 24/7 online and mobile access. From across the street to across the country, we’re available to you.Take advantage of services like bill pay and remote deposit.

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No-Hassle Account Switching

We’ve teamed up with clickSWITCH to help save you time when switching financial institutions.  No more trips back and forth, no more forms, no more hassle, and more time for you!  See why we’re so easy to work with today!

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Descriptive Categories

Illini PLUS CheckingLoyalty CheckingiChecking
Perfect forAnyoneAnyoneStudents
Special featuresUnique benefits offer unrivaled security and smart savings. Our most benefit-packed checking account.Rewards you for your account usage and the products and services you use.Free services and on the go account access for students.

Ready to experience better banking? Move your checking account to UICCU!

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*Current UICCU members who refer a friend that opens a qualifi ed checking account during the promotional period will receive a $50 referral bonus. The referred member will also receive a $50 bonus. This bonus will be paid as a deposit to the referrer’s and referred account within 90 days of the referred account meeting eligibility requirements. The new referred account must be opened within the promotional period of 7-1-19 to 9-30-19 and must be the only checking account under the referred member’s account number. The referred account must meet all standard new checking account qualifi cations, remain open, active, in good standing and perform a minimum of 10 debit transactions within the first 60 days of account opening to be eligible for a referral bonus. Each referrer is eligible for a maximum of 6 referral bonuses. The referred member must present the completed referral form. Referral bonuses do not apply for money market accounts, accounts that do not meet the eligibility requirements, referrals without a completed referral form or if either the referrer or referred is not a member in good standing. Illini Plus or Loyalty Checking monthly service fees may apply. Offer valid for a limited time only, may be withdrawn without notice and is subject to change. Referral bonus offer may not combined with other discounts, bonuses or price adjustments. Other restrictions may apply. See a UICCU Member Service Representative for additional information.

**Promotion applies to applicable purchases from Amazon and Paypal 7/1/2019 – 9/30/2019. $25 will be deposited into your checking account associated with your UICCU Debit Card when you spend $1500 or more on Amazon and Paypal purchases using your UICCU Debit Card 7/1/2019 – 9/30/2019. Members are eligible for one bonus offer during the promotional period. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Allow up to 60 days after promotional period for deposit to be credited to your account.