Illini PLUS Checking


At U of I Community Credit Union, we’re proud to offer financial products that enrich lives. With Illini PLUS Checking, it’s easier to protect your finances and save money on everyday purchases.

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IDProtect® Benefits


Travel & Leisure Discounts

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Cash Back Member Rewards

Illini PLUS Checking Features


• $100 minimum deposit to open
• No minimum balance

• Free debit card
• Free checks
• Consumer loan rate discount
• Certificate rate bonus
• Earns dividends
• Free online banking (iBranch)
• Remote Deposit of checks
• Free bill pay (iPay)
• Free eStatement
• Direct Deposit and Payroll Deduction available
• Overdraft Protection & Courtesy Pay available
• Free POS transactions
• Over 50,000 surcharge-free ATMs
• Free Person-to-Person transfers
• Free external transfers

Unique Benefits
• IDProtect® benefits** (registration/activation required)
• Up to $10,000 AD&D insurance***
• Cellular telephone protection***
• Debit Advantage™ ***
• Online $hopping Rewards™ (registration/activation required)
• Travel & leisure discounts (registration/activation required)
• Health discounts (this is NOT insurance; registration/activation required)
• Cash Back Member Rewards (registration/activation required)

• $6.00 monthly service fee

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Bank on the Go!

Manage your account anytime with 24/7 online and mobile access.

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Overdraft Protection

Protect your checking account from accidental overdraft.

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Join Today

Join the UICCU family today and start getting rewarded!

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Take advantage of Illini PLUS Checking benefits today!

Open an Illini PLUS Checking

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*Electronic withdrawals = debit card purchases, ATM , ACH, online banking, bill pay
**IDProtect service is a personal identity theft protection service available to account owner(s) and their joint account holders. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered).
***Special Insurance Program Notes: The description herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Insurance Products are not insured by NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the credit union or any credit union affiliate.


“Friendly service, always accommodating, and they all always have a smile!”

Kim H

“Recently my husband and I had the pleasure of working with Brooke to receive two auto loans and from the very beginning Brooke provided us with amazing customer service. Often times the auto loan process can be long and drawn out, however in our cases it went very smoothly. Brooke’s knowledge and guidance throughout the whole process allowed us to enjoy the car buying experience. My husband and I will never use another bank for our auto loans, the top notch customer service and respect we received has left an imprint, from here on out we refer our friends and family to UICCU for their services because we know they will receive the best customer service.”

Brianna V

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