Loyalty Checking


When you bank with U of I Community Credit Union, you’re part of a team. That’s because every member is a co-owner of the credit union! To recognize the team spirit of our members, our Loyalty Checking Account offers special rewards and benefits based on your account usage and the products/services you have with us.

Open Your Loyalty Checking Account Today!

Apply Online Schedule an Appointment

Loyalty Checking Features


• $100 minimum deposit to open
• No minimum balance

• Free online banking (iBranch)
• Remote Deposit of checks
• Free bill pay (iPay)
• Free eStatement
• Direct Deposit & Payroll Deduction available
• Overdraft Protection & Courtesy Pay available
• Free POS transactions
• Over 50,000 surcharge-free ATMs
• Free Person-to-Person payments
• Free external transfers

• $6.00 monthly service fee
• $5.00 annual debit card fee

Meet any ONE of the criteria for the current month:
• Direct Deposit of $500+
• 6 electronic withdrawals* from this Loyalty Checking account
• Monthly average balance of $500+ for this Loyalty Checking account

Additional benefits:
• Monthly service fee waived
• Annual debit card fee waived

• Monthly service fee waived

In addition, if you have 4 products/services under this member number from below:
• 10+ years membership
• Investments, Retirement, & Trust Services
• Consumer loans & VISA
• Aggregate deposits greater than or equal to $5,000
• Bill pay (iPay) active within prior 90 days

You receive additional benefits:
• Free checks
• Consumer loan rate discount
• Certificate rate bonus
• Earns dividends

• Monthly service fee waived

*Electronic withdrawals = debit, ATM, ACH, online banking, bill pay

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Bank on the Go!

Manage your account anytime with 24/7 online and mobile access.

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Overdraft Protection

Protect your checking account from accidental overdraft.

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No-Hassle Account Switching

See why we’re so easy to work with today!

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Get Rewarded for the Products You Use!

Apply Online Schedule an Appointment

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