Credit Union Services
U of I Community Credit Union offers a wide variety of services like wire transfers, safety deposit boxes, and more! If there’s something specific you need help with, please let us know. U & I are partners, working together to make your life and your finances better!
Wire Transfers
Wire transfers allow you to send money electronically to another financial institution. You can also have funds wired to your account from almost anywhere in the world. Fees may apply.
Domestic Wire Transfers
Outgoing Domestic Wire Transfers
To transfer funds from your account at UICCU to another financial institution, you can send a domestic wire transfer by coming in to see us in-person or through your online banking by sending us a secure message.
Information Needed for Outgoing Wire Transfer
We will provide you with a wire transfer authorization form to sign. The cut-off time for sending domestic wire transfers is 3pm CST.
Incoming Domestic Wire Transfer
To transfer funds from your account at another institution to UICCU, you will need to provide the sender the information below.
Information for Sender
The cut-off time for all incoming domestic wire transfers is 4pm CST.
International Wire Transfers
Outgoing International Wire Transfers
To transfer funds from your account at UICCU to another international financial institution, you can send an international wire transfer by coming in to see us in-person or through your online banking by sending us a secure message.
Information Needed for Outgoing International Wire Transfer
We will provide you with a wire transfer authorization form to sign as well. Due to fluctuating exchange rate conversion, the cut off time for all outgoing international wire transfers is 2pm CST.
Incoming International Wire Transfers
As a smaller financial institution, we have an intermediary financial institution (Alloya Corporate FCU) that will receive the international wire first before the funds can reach your account here with us.
Information for Sender
Incoming international wires take much longer to receive due to the number of financial institutions involved. Please contact us for any questions you may have regarding receiving your funds.
Wire Transfer Fees
| Wire Transfer | Amount |
|---|---|
| Incoming* | $10 |
| Outgoing (domestic) | $25 |
| Outgoing (international) | $75 |
Additional Services
Safe Deposit Boxes
Protect your important or valuable items with the same two-key system and advanced security devices that guard the credit union’s own assets. You’ll enjoy peace of mind knowing legal documents or other important personal items are safe. Members can view contents in a private area during normal business hours.
Safe deposit boxes can be rented at either the UICCU First Street Branch at 2201 South First Street, Champaign, or at the UICCU Five Points Branch at 206 East University Avenue, Urbana.
There is a $25.00 fee for lost keys and a $150.00 drilling of box fee.
| Size | Annual Fee |
|---|---|
| 3” x 5” | $50 |
| 3” x 10” | $75 |
| 5” x 10” | $100 |
| 10” x 10” | $150 |
Insurance
National Credit Union Share Insurance Fund (NCUA) Coverage
As a not-for-profit financial cooperative, we are heavily regulated by the NCUA and required to follow strict compliance standards. Members should rest assured that their money is safe and sound at our credit union. More information can also be found in the links below:
Share Insurance Coverage Overview
MyCreditUnion.gov
AdvancingCommunity.com
Credit Counseling
Meet with one of our Certified Financial counselors to assist with money management, debt management, budgeting, and consumer credit.
Service is available at our First St., Five Points, and Mahomet branches.
Notary Public Services
Certify the signing of your important documents and any of our branches at no cost. This service is only available to our credit union members. Appointments are encouraged, since notary availability cannot be guaranteed for walk-in visits.
Signature Guarantee
Signature Guarantee is used for selling redeeming, or transferring securities, such as stocks or mutual funds. This service is only available to credit union members. Service is available at our First St., Five Points, and Mahomet branches.
Vehicle Sticker Renewal
If you’re a UICCU member, bring in your renewal notice and renew your vehicle sticker at any UICCU branch. No appointment needed!