You shouldn’t need an advanced degree to get the most out of your money. That’s why competitive rates and outstanding service come standard on all of our savings account options! You can even make saving automatic by setting up payroll deduction or recurring transfers from your checking account. And with U of I Community Credit Union’s on the go banking services, you’ll be able to manage your savings account whenever and wherever it’s most convenient for you.

Share Savings Account

Establish your credit union membership and watch your savings grow! Opening a Share Savings Account makes you a co-owner of the credit union and gives you access to all of UICCU’s products and services.
Parents can open a Share Savings Account for children ages newborn and up! All you need is your child’s birth certificate and original social security card. One of the child’s guardians will need to be a joint owner on the account.

IRA Share Savings Account

An IRA Savings Account gives you the flexibility to save for your long-term plans! It’s never too early or too late to start saving for your future, and this account makes it easy. There’s no penalty for early withdrawal, but you’ll benefit the most when you let your savings grow over time. IRA Share Savings Accounts are subject to IRS terms and conditions. We also offer IRA Certificates.

Christmas Club Account

There’s no time like the present to start saving for next year’s presents! Saving money throughout the year can help you avoid stress and enjoy the holidays more. Even putting aside a few dollars per month throughout the year will make it easier to afford holiday gifts, travel, and other seasonal expenses. The funds in this account automatically transfer to your Share Savings Account the first week of October. There is a $5 access fee for early withdrawals.

Vacation Savings Account

Whether you’re planning a weekend getaway, annual trip, or a dream vacation, we can help you save for it! Establishing a Vacation Savings Account makes it easier to set money aside specifically for whatever you’ve got planned. You can contribute to your account as often as you want and withdraw the money whenever you’re ready. Use funds from your Vacation Savings Account to purchase a Travel Card for your getaway and we’ll waive the fee!

Savings Account Rates

Account TypeMinimum Opening DepositMinimum BalanceAPY*
Share Savings$5$50.05%
IRA Share SavingsNoneNone0.05%
Holiday ClubNoneNone0.05%
Vacation ClubNoneNone0.05%

On your mark, get set, save! We’ll make it easy for you.

Open a Savings Account