Credit Card Promotions

ALL CARDHOLDERS

Balance Transfer Promo Graphic

Shrink Your Debt and Save on Interest!

The holiday season can hit hard and fast, but we’re here to help.  Join our team and see how we can help you save money and pay off your debt.

Transfer a balance to your Illini Visa or Visa Platinum card and receive 0% APR until January 2020!*

Transfer Your Balance Online

Start Your Balance Transfer

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NEW REWARDS CARDHOLDERS

Use Points to…

Vacation on Us Promo Image - Illini Plane Flying above Clouds30,000 Bonus Points!

Open a new Illini Rewards card and earn 30,000 bonus points when you spend $5,000 in the first 90 days!**

Use your points towards your next vacation with redemptions for flights, hotels, auto rentals and more!

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Get Your Card Today!

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Disclosures

*Terms and conditions: APR = Annual Percentage Rate. The promotional APR for balance transfers processed from 1/1/19-5/31/19 for Platinum Visa, Illini Visa, and Illini Visa with Rewards cards is 0% until January 2020. The promotional balance transfer fee is 3% or $10, whichever is greater, for balance transfers processed during this promotional period. The standard rate for purchases, balance transfers processed after 5/31/19, and any unpaid promotional balance after January 2020 is as follows: Platinum Visa is 13.5%, Illini Visa is 10.9% – 17.9% based on your credit worthiness, and the Illini Visa with Rewards is 12.9%-17.9% based on your creditworthiness. If you are requesting UICCU to transfer outstanding credit card balances to your UICCU credit line (listed above), finance charges will accrue from the transaction date with no grace period. Allow at least two weeks for processing your requests(s). Continue to make monthly payments to each creditor until the balance transfer appears as a credit on that account. Transactions are subject to the account opening disclosure and your Credit Card Agreement. UICCU reserves the right to refuse any application. Balance Transfer promotion ends May 31, 2019.

**New cardholder accounts that are opened are eligible for 30,000 bonus points after spending $5,000 in purchases within the first 90 days of card issuance. Points cannot be used as airline miles. This offer is not available for current cardholders or previous cardholders who received a new cardholder bonus in the last 24 months. “Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Transactions are subject to the account opening disclosure and your Credit Card Agreement. Allow up to 60 days after promotional period for points to be applied. Offer available for a limited time and subject to end without notice. UICCU reserves the right to refuse any application.