Visa Rewards
Now when you use your Visa Rewards card at select retailers, if you have enough points to earn a discount at checkout, you’ll be prompted to redeem them at the point-of-sale terminal!
Offers include:
- $10 off for 2,000 points at Walgreens
- $10 off for 2,000 points at Schnucks
- $5 off for 1,000 points at Dollar General
- $10 off for 2,000 points at CVS Pharmacy
- $10 off for 2,000 points at Walmart
Making purchases with the Illini VISA® Rewards card earns you bonus points too. Check out the different rewards available!
Start saving money in real-time from retailers you shop at every day.
The best part? With your Visa Rewards card, you’re automatically enrolled.
See how fast your Rewards add up
How to Earn:
10X Points on University of Illinois and Carle purchases. Earn 10 rewards points for every $1 spent on merchandise, concessions, and ticket/parking sales to name a few.
1X Points on all purchases. Earn 1 reward point for every $1 spent on all purchases. Live life, earn points, redeem. Yep, it’s that simple.
10,000 sign on bonus points when you spend $500 in the first 30 days of account opening. That’s like dinner for two or a week’s worth of groceries!
How to Redeem:
Below are just a few examples of the purchases you can cover with the new Pay with Points feature!
2,000 points = 50 cents off per gallon up to 20 gallons
3,500 points = $25 at your favorite restaurant
7,000 points = $50 Target Run (or Amazon, or Walmart)
12,000 points = $100 at participating gas stations
For participating gas stations and how to pay at the pump, click here.
Frequently Asked Questions
How will Rewards points be redeemed for gift cards or merchandise?
Log in to Digital Banking, then click “Redeem Rewards” in the card info:
This will take you to your myIllinois Rewards page where you can browse hundreds of rewards options.
How can I use my Rewards points to Pay with Points?
You will receive an email if a purchase transaction qualifies for Pay with Points redemptions. Follow the instructions in the email to complete the Pay with Points redemption. A credit for the purchase amount will post to your card a few days after you redeem.
How can I use my Rewards points to Fuel with Points?
When you pay with your Rewards card at a participating gas station, you will be prompted on the screen to redeem points to receive a discount on your fuel purchase.
How can I use my Rewards points to Checkout with Points?
When you pay with your Rewards card at a participating merchant, you will be prompted at the register to redeem points to receive a discount on your purchase.
What is the minimum credit limit?
The minimum credit limit for a Visa Rewards credit card is $1,000.
Can I have two different types of cards?
As long as they are different types of cards (Cashback, Platinum, Rewards, Non-Rewards) you can have multiple cards here. The underwriting team will consider your total credit limit available when reviewing your application.
Ready for your rewards?
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1The ANNUAL PERCENTAGE RATE (APR) you receive for the above loan types may vary based on individual credit history, loan term and applicable discounts. All loans subject to credit approval▲
2Discounts and refund policies vary based on merchants. Please refer to specific merchant terms and conditions on the Checkout With Points website for more details.
3New cardholder accounts are eligible for 10,000 bonus points after spending $500 in purchases within the first 30 days of card issuance. This offer is not available for applicants who have or have had this card. Eligible purchases are purchases for goods and services minus returns and other credits. “Purchases” do not include balance transfers, cash advances, prepaid cards, gift cards, wire transfers, bill pay, similar transfers, or other cash equivalents. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so (for example, if you cancel or return purchases you made to meet the required spend), we may not credit bonus points or we may take away points from your account. We may also cancel this Card account. Transactions are subject to the account opening disclosure and your Credit Card Agreement. Allow up to 60 days after qualification period for points to be applied. UICCU reserves the right to refuse any application.
4Terms and conditions: Ten times bonus points apply to applicable purchases from the University of Illinois and Carle. “Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Allow 30 days for points to be applied. Transactions are subject to the account opening disclosure and your Credit Card Agreement. UICCU reserves the right to refuse any application. Offer available for a limited time and subject to end without notice.