Start carrying the official credit card of the University of Illinois!APPLY NOW
University of Illinois alumni and fans, it’s time to show your school spirit with the official credit card of the University of Illinois! We offer several Illini VISA card designs, because we know there’s a lot you love about the University of Illinois. Choose the Illini VISA card design you like the best, and feel the pride of showing your school spirit every time you shop.
Earn 1 point for every $1 you spend, plus get up to 10x bonus points when you shop through MyIllinoisRewards.com! Plus – earn 10,000 bonus rewards points for $500 in purchases within the first 30 days of opening an account. Redeem your points for merchandise, travel, green products, charitable donations, gift cards, experiences, tickets and more.
|Non-Rewards Card||Rewards Card|
|Balance transfer fee||NO||NO|
|Foreign transaction fees||NO||NO|
|Cash advance fee||NO||NO|
|Introductory rates as low as||3.9% APR*||3.9% APR*|
|New cardholder benefits||10,000 bonus points*|
Your Illini Visa credit card offers several benefits in addition to its amazing low rates and great rewards program.
*Terms and conditions: APR=Annual Percentage Rate. The promotional APR for balance transfers is 3.90% to 12.90% based on your creditworthiness for UIAA VISA® Platinum with Rewards accounts for 12 months from the issuance of the card. Standard APR for UIAA VISA® Platinum with Rewards accounts is 12.90% to 17.90% based on your creditworthiness. When applying for an Illini Visa, Illini Visa Rewards Card will be the default card unless a different card is chosen.. ***Your first transaction earns 10,000 points when you use your card for $500 in purchases in the first 30 calendar days from card issuance. If you are requesting UICCUto transfer outstanding credit card balances to your UIAA VISA® credit line, finance charges will accrue from the transaction date with no grace period. Allow at least two weeks for processing your request(s). Transactions are subject to the account opening disclosure and your Credit Card Agreement. UICCU reserves the right to refuse any application. Allow 30 days for points to be applied.
“We have our car loan through the U of I Credit Union, along with a simple checking account. We couldn’t ask for a more pleasant experience with all of the UICCU employees, most notably Brooke. Anytime we have a question the staff is always quick to respond with a thorough answer. We have a ‘direct-deposit’ setup through our paychecks, and it was such an easy process to get enrolled. Recently I started a new career and the staff made sure we wouldn’t skip a beat with any deposits or loan payments. The UICCU always responds in a timely manner, and is always willing to work around our busy schedule. I could never recommend the UICCU enough! If you’re looking for a community to join, the U of I Credit Union is the perfect place for you!”
Joshua & Amber H
“I had the pleasure of working with Becky back on May 7th, 2016. I came to the Credit Union looking to get a small loan to put a deck on my house. After speaking with Becky she told me I could refinance both of my vehicles at lower interest rates and add GAP Insurance to both, lower my payments, and get the money I needed to do my deck. I have dealt with other financial institutions and people but none have went out of their way to see if they could save me money at the same time helping me with my loan needs. Becky is truly an amazing representative for U of I Credit Union. I will ask for her from now on.”