Illini Card

Balance Transfer Offer - 0% APR on balance transfers until January 2021***

Pay Off Higher-Rate Credit Cards!

Simplify your finances with UICCU. Now through June 30, 2020, transfer your credit card balances to your UICCU credit card and take advantage of 0% APR until January 2021.*** When you consolidate your higher rate credit card balances you can save on interest and pay down your credit card balances faster! Plus UICCU credit cards have no annual fee and no foreign transaction fees.

We Have Card Options to Fit You!

Show off your Illini spirit by teaming up with a credit union with as much campus pride as you. Whether you’re looking for bonus points, low rates, the convenience of VISA, multiple ways to manage your account, or you want card designs you can show off around town… look no further than UICCU. We’re sure to have the right card to fit your lifestyle!

Illinois Credit Card

Illini VISA® Rewards

Earn reward points for everyday shopping. Use those points on the things you love!

Rates Starting at:

12.9% APR

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UIAA Alma Mater Credit Card

Illini VISA®

Show off your campus and community spirit with a card for Illini fans and alumni.

Rates Starting at:

10.9% APR

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Illini VISA® Rewards Credit Card

Get rewarded for using the Illinois VISA® Rewards Card!  Earn points on your every day purchases while supporting your campus and community.  Redeem your points for travel, merchandise, gift cards, and more!

Earn Everyday Points

Earn 1 point for every $1 spent with your Illinois VISA® Rewards card.

Earn Bonus Points

Shop over 3,000 merchants at the Ampre Online Mall and be rewarded even more with bonus points.

My Illinois Rewards

Redeem your points with My Illinois Rewards for gift cards, merchandise, travel and more!

Illini VISA® Credit Card

Save on your rates while still enjoying the convenience, security, and multiple card designs offered by our Illinois VISA® Card.  Whether you’re looking for your first card, want to save money on interest rates with a balance transfer, or just want to support your community while doing your everyday shopping… we’ve got the card for you.

A Card for Illini Fans and Alumni

Multiple card designs showing off your campus and a portion of each sale goes to the Alumni Association.

Tackle Your Credit Card Debt

Credit cards bills getting the best of you?  Transfer your existing balances to an Illinois VISA® Credit Card and take advantage of our low rates!


The Illini VISA credit card has some of the lowest rates around. With rates starting at 10.9% APR**, you’ll be able to save money and support the Illini! Open your card today!

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***Terms and conditions: APR = Annual Percentage Rate. The promotional APR for balance transfers processed from 1/1/20-6/30/20 for Platinum Visa, Illini Visa, and Illini Visa with Rewards cards is 0% until January 2021. The promotional balance transfer fee is 3% or $10, whichever is greater, for balance transfers processed during this promotional period. The standard APR for purchases, balance transfers processed after 6/30/20, and any unpaid promotional balance after January 2020 for Illini Visa with Rewards is 12.9%-17.9% based on your creditworthiness. If you are requesting UICCU to transfer outstanding credit card balances to your UICCU credit line (listed above), finance charges will accrue from the transaction date with no grace period. Allow at least two weeks for processing your requests(s). Continue to make monthly payments to each creditor until the balance transfer appears as a credit on that account. Transactions are subject to the account opening disclosure and your Credit Card Agreement. UICCU reserves the right to refuse any application. Balance Transfer promotion ends June 30, 2020.