Loan Payments

Payment Options

Man Holding a Credit Card by Computer

It’s your loan, you should be able to make payments your way.  We offer multiple payment options to fit your lifestyle and preferences.

While we try to make all of our services available online, there are a few payment types we can’t accept at the moment.  Please check the list below for acceptable loan types.

Payments Available Online

  • Vehicle Loans
  • Personal Loans
  • Home Equity Line of Credit
  • Prime Line of Credit
  • Overdraft Line of Credit

If you want to make a payment to a different loan, we ask that you visit one of our branches or mail in your payment.  You can find more information in the “Pay in Person” section.

Pay with UICCU Account

Making your loan payment directly from your account with us is generally the quickest option for making a payment.  Save yourself a trip and a check by paying online!  Make sure to set up automatic payments to save time in the future!

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  1. If you haven’t already, enroll in iBranch.
  2. Log into iBranch.
  3. Choose the “Transfers” option.
  4. Select which account the funds are coming from.
  5. Select the loan to be paid.
  6. (Optional) Set up automatic payments.
  7. Submit the payment.

Pay from Another Credit Union or Bank

If you want to make a payment from another credit union or bank, we can help!  As long as you are enrolled in our online banking and have an account with us in good standing for 60 days, you can make a payment from any other account.  You can even set up automatic payments to save you time in the future.  Just let us know when you’re ready to be enrolled!

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  1. If you haven’t already, enroll in iBranch.
  2. Log into iBranch.
  3. Select the “Non-UICCU Transfers” options.
  4. If this is your first time making a payment from another account, you will need to register the account by providing institution details like routing number, account number, etc.
  5. Select which account the funds are coming from.
  6. Select the loan to be paid.
  7. (Optional) Set up automatic payments.
  8. Submit the payment.

Set Up Automatic Payments from Another Credit Union or Bank

Save yourself some time by setting up automatic payments from another credit union or bank.  Set up your payments to come out automatically and stop worrying about forgetting a payment.  We’ll take care of it for you!

Just click on “Auto Pay Form” below, print and fill out the form, and then mail it back to us or stop by one of our branches to return it.

UICCU Mailing Address

UICCU

2201 South First Street

Champaign, IL 61820

Pay with a Credit or Debit Card

Want to use a card to pay? No problem!

We provide online payment options for using a credit or debit card.  You can even set up automatic payments on the card to save yourself some time!

Note: This option has a $7 fee.  Visa credit cards are not accepted through this payment method.

Pay in Person or by Mail

If you’d rather make your payment in person, we’ve got you covered.  You can visit any of our branch locations or mail us your payment.  Whatever is easiest for you!

Note: If you’re mailing a check, please write your member number on the memo line.  It helps us find you!

UICCU Mailing Address

UICCU

2201 South First Street

Champaign, IL 61820

Have a Question?

Contact Us

Loan Services

Because you’re with us, your loan comes with features that allow you to skip payments, have accessible payment assistance, and even save some money by refinancing your current loan!

Let us know how we can help you get the most out of your loan!

Couple with Member Service Representative

Skip-a-Pay

Need some extra cash this month?  We hear you loud and clear.

That’s why we let you skip up to two payments per calendar year!*  Don’t stress over your payments, we can help.

Skip-a-Pay Information

Payment Assistance

Sometimes life doesn’t feel like a fair game.  If you’re facing some challenges, we want to help you.  We’re on your team.You can log in and send us a secure message through iBranch, call us at 217-278-7700, or visit any of our branches.

Contact Information

Refinance Options

Happy with your loan, but not your payment?

We offer loan refinancing to help consolidate payments or lower monthly payments. Don’t stress over payments, we’re here to help.

Apply Now

How Can We Help You?

Contact Us