Financial Assistance Loans

We understand that you may be facing some challenges in response to the novel Coronavirus COVID-19. This is a difficult time, a time of constantly changing information and uncertainty. Whether you’re struggling because your hours were cut, you’re unable to work due to an office closure or you’re caring for kids out of school, we want to help you.

TypeMaximum Loan AmountTerms up to:APR* First Payment DueRequirements
Financial Assistance Loan*Up to $200024 months0% APR*90 days from disbursal of loanMust apply and close electronically.

Approval response times could be longer than usual due to high volume and uniqueness of this time. Thank you for your patience and understanding.

Please Note: While applying online, choose Personal Loan and add ‘Financial Assistance Loan’  in the comments.

Rest assured, let's provide you comfort now.

Apply Online

Hardship Payment Extension

If you already have a loan with us and you’re needing an extension, we’ve got you covered. In response to COVID-19, we’re offering you the ability to defer payments on existing consumer loans and credit cards for up to two months. Some criteria and restrictions apply.

        • Loan cannot be 30 days or more past due
        • Must provide a hardship statement regarding how you are impacted – (i.e. reduction in hours, employer closed, must stay home with kids due to school closing, etc.)
        • To begin processing a request, click here to submit your information


If you have a loan that is currently more than 30 days past due, please email us: so we can discuss your specific financial needs.


*All applications for a Financial Assistance Loan (FAL) must be made via UICCU’s online application portal and the loan must close electronically.   FAL’s will be available at 0% Annual Percentage Rate (APR) for a maximum of up to $2,000 in new loan funds with a maximum repayment period of 24 months.  The first payment will begin 90 days after loan disbursal.   Existing UICCU loans may not be included in the FAL offer.  All applicants are required to provide proof of income dated no greater than 30 days prior to the date of the loan application. Loan amount will be determined based on individual credit worthiness and ability to repay.  Not all applicants will qualify for the maximum $2,000 and/or maximum term and all loans are subject to credit approval.  An individual member may have no more than one FAL loan at any given time.  This offer is available for a limited time and may be withdrawn without notice.  All applications must qualify for and open a membership account at UICCU before loan funding.  Other restrictions may apply.  Contact a UICCU Member Service Representative (MSR) for additional details.