Coronavirus COVID-19 Readiness

December 30, 2020

We continue to actively monitor developments with the Coronavirus through the CDC, Centers for Disease Control and Prevention.  With the safety of you, our community, and our staff front of mind, please know we are doing all that we can to stay open and available to you. Please do not hesitate to Contact Us and let us know how we can help during this time of uncertainty. Together we can Do More Good.

December 30, 2020: Economic Impact Payments

We understand you may have questions about when you can expect your stimulus payment to deposit into your account. Based on the latest information we have from the IRS, stimulus deposits should start to show up as early as January 4, 2021.

Unfortunately, we do not have any more information or control over these deposits and we are not able to see transfers that are incoming in advance. We assure you that your account balance will be automatically impacted once your funds are received. If you’re using Digital Banking, you may see your stimulus deposit pending and the effective date it will post to your account by clicking on the transaction.

If you have specific questions about when you can expect your payment, how much it will be for, and to which account or physical address it will be sent please visit the IRS website here: https:www.irs.gov/coronavirus-tax-relief-andeconomic-impact-payments 

We also encourage you to register for Digital Banking if you’re not using it today: You can register here: https://digitalbanking.uoficreditunion.org/registration 

November 4, 2020: First Street and Five Points Drive-Up Open. Lobby Teller Services Closed. Member Service By Appointment Only

First Street and Five Points open in the drive-up Monday – Saturday. First Street and Five Points lobby teller services closed. Member Service open by appointment only. Illini Union and the office inside Carle Main campus are temporarily closed.

June 29, 2020: Tellers Open. Member Service by Appointment Only

Teller services now available in the lobby at First Street and Five Points.Member Service open by appointment only Monday through Friday 9 AM to 5 PM. Illini Union and the office inside Carle Main campus remain temporarily closed.

June 11, 2020: Lobby Open By Appointment

We do still encourage you to use digital channels and the drive thru whenever possible, but we understand that some of your banking may require a trip to the branch. You can now schedule an appointment with a Member Service Representative Monday through Friday 9 AM to 5 PM. Lobby teller services are still closed, but the drive thru remains open. We’re doing things a little differently as staff have worked hard to safely prepare lobbies in order to welcome you back. Boy, are we excited to see you – masks and all! Contact us to schedule an appointment.

May 5, 2020: Keep Calm and Avoid Coronavirus Scams

The Federal Trade Commission shares 5 Things you can do to avoid a Coronavirus scam (Source: FTC.gov)

April 28, 2020: Chamber of Commerce COVID-19 Personal Finance Guide 

Many of us are faced with financial challenges during this time. To help find solutions, the Chamber of Commerce has created a COVID-19 personal finance guide that explores:

-Unemployment assistance

-Mortgage and rent assistance

-Managing personal credit cards, debt, and student loans

-Overall financial health amid COVID-19

(Source: https://www.chamberofcommerce.org/covid-19-personal-finance-guide#managing-personal-credit-cards-debt-and-student-loans)

April 14, 2020: Preparing for your Stimulus Check

The US Government is making Economic Impact Payments to eligible citizens as part of the CARES Act in response to the Coronavirus pandemic.One-time payments are expected to begin on April 15, and continue weekly for several months until all eligible citizens have received their stimulus check.

If you’re eligible for a payment, it will be sent to your bank or credit union account if the IRS has your account information on file for Direct Deposit from your 2019 or 2018 federal tax return. UICCU’s Routing and Transit Number is 271176899.

Tips and Resources for Economic Impact Payments:

March 23, 2020: Financial Assistance & New Drive-Up Hours

We know that you may be facing some financial challenges in response to the Coronavirus COVID-19. Whether you’re struggling because your hours were cut, you’re unable to work due to an office closure or you’re caring for kids out of school, we are here for you. Please visit Financial Assistance Options for more information.

In an effort to further protect the health of our teller staff and members who are transacting business with us we will be adjusting our drive-up hours. Effective Wednesday, March 25th our drive-up hours at both First Street and Five Points branches will be as follows:

Monday – Friday: 8:30 am – 6:00 pm

Saturday: 9:00 am – 12:00 pm

As always, please don’t hesitate to contact us and let us know how we can assist you.

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March 20, 2020: Credit Unions and Banks are considered essential services within Governor Pritzker’s Shelter-In-Place order. First Street and Five Points drive-up will remain open and operating regular business hours with some limited services. Drive-up hours can be found here.

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March 18, 2020: Open & Available, Drive-Up Only

With the safety of you, our community, and our staff front of mind, we have decided to temporarily suspend lobby access at all branch locations beginning Thursday, March 19th. While the lobbies themselves may be closed, the drive-up services will be open. We plan to resume in-branch service when conditions improve. Drive-up hours can be found here.

Our call centers, support team, and drive-up lanes are staffed, and we’ve taken extra steps to provide additional services in the drive-up to further assist you such as:

  • Visa gift card purchases and reloads
  • Cash advances
  • Loan Skip-A-Pay requests
  • After-hours deposit drop box (Deposits will be processed the following business day)
  • Basic Member Service requests (*Please Note: a Member Service Representative may have to follow-up by phone)

Electronic resources include:

Safe Deposit Access: Please contact us if you are needing to access your safe deposit box.

License Plate Stickers/Renewals: License plate sales will not be offered during this time. The State of Illinois has issued a 30-day extension on all license plate sticker renewals.

Rest assured, we are here for you. Please contact us and let us know how we can help during this time of uncertainty.

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March 16, 2020: Illini Union Branch Temporarily Closed

As a result of the decision made by the University of Illinois for faculty and staff to work remotely if possible, we will be temporarily closing the Illini Union Branch (1401 West Green Street Urbana, IL 61801) effective Wednesday, March 18th until further advised from the University. 

First Street and Five Points branches will remain open and operating regular business hours at this time. 

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March 15, 2020: Carle Main Campus Office Temporarily Closed

UICCU has decided to close our office at Carle Main Campus effective Monday, March 16th.Carle announced, as of March 15, 2020, visitors are currently not allowed at Carle locations. This decision was made in an effort to protect staff, members, and our community. 

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March 14, 2020: Digital Services Encouraged

Though we love seeing our members in the branches, we encourage utilization of our digital services to complete banking needs while Coronavirus remains a concern.

If you haven’t already:

Download the UICCU Mobile® app here

Enroll in UICCU Online Banking here

You’ll be able to:
    • Access your accounts 
    • Snap a picture of your check to deposit it using remote deposit
    • Transfer funds
    • Check balances
    • Pay your UICCU credit cards, loans and other bills, and set up recurring payments

Ensure you have access to your checking account: If you need a new or replacement debit card, call us at 217-278-7700.

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March 11, 2020: Coronavirus Outbreak Fraud Pre-Cautions

Opportunistic fraudsters will exploit anything for personal gain, including the fear, anxiety and the unknown surrounding the Coronavirus. Fraud attempts can come via phone calls, texts, emails, websites, and even mail or faxes.

Email and phone scams include phishing for personal information by impersonating health officials. Donation requests to fund emergency plans have also been reported. Emails falsely claiming the virus is in the recipient’s area encourage clicking a link and entering an email password to read more.

How can you prevent being a target of a phishing scam?

  • NEVER respond to an email asking you to verify or update your personal information.
  • Delete any unsolicited email in your email accounts – don’t even open them!
  • Never give out your personal or financial information on the phone or online unless you initiated contact.
  • Verify the HTTPS on the address bar.
  • Check the email address by hovering over it.
  • Watch for suspicious or misleading domain names.
  • Hang up and call back if you receive a phone call with a known phone number.
  • Research the company and their phone number; do not use any number or link that was given in an email.
  • Update security software/firewalls.
  • Back up your data.

Visit the Federal Trade Commission website for more information on “How to Recognize and Avoid Phishing Scams.”

UICCU will NEVER call and ask for personal identifying information over the phone or email. If you are ever unsure, please call us at 217-278-7700, and wait to speak to a UICCU representative so that we can verify the validity for you before taking any action on your own.

We continue to stay committed to serving both campus and community and it is our priority to keep you both safe and secure.

Stay well and healthy,

U of I Community Credit Union